[vc_row][vc_column][vc_tta_accordion active_section=”0″ collapsible_all=”true”][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”1. Where should the immovable property, which can be used as security of mortgage loan, be located?” tab_id=”1470712234236-814363df-6e98″][vc_column_text]Anywhere on the whole territory of Estonia.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”2. What is the annual loan interest rate?” tab_id=”1470712234295-6a9d1d24-0762″][vc_column_text]Starting from 10% p.a.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”3. Which percentage of the immovable property value may the loan amount constitute?” tab_id=”1470712776415-91fc358e-021c”][vc_column_text]Up to 70% of the value of the immovable property.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”4. Can I sell the immovable property if the loan has not been repaid yet?” tab_id=”1470712798143-95af1fd8-302f”][vc_column_text]Yes, you can sell the immovable property by repaying the loan balance to the lender.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”5. Can I repay the loan early?” tab_id=”1470712839765-c751fff7-272a”][vc_column_text]Yes, you can repay your loan early by notifying the company three months in advance; in this case you will not be charged any additional loan expenses.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”6. Can I refinance the existing loan?” tab_id=”1489044750105-320b91cf-09b3″][vc_column_text] Yes, you can. All your loans can be combined into one if the mortgage value is sufficient.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”7. Can I take a mortgage loan on the immovable property that has already been mortgaged?” tab_id=”1489044749906-8ca97a15-0913″][vc_column_text]Yes, you can if the residual price of the immovable property is sufficient.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”8. Is it necessary to insure the immovable property?” tab_id=”1489044749706-1a2dae4e-918a”][vc_column_text]Yes, after it has been mortgaged, it needs to be insured.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”9. How fast is the loan amount disbursed?” tab_id=”1489044749121-625db087-aebf”][vc_column_text]The loan amount will be disbursed within three banking days following the establishment of mortgage, payment of notary’s fees and state fee.
\n[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”10. Is a valuation report necessary and where to get it?” tab_id=”1489044747706-cf1fb62f-310a”][vc_column_text]The valuation report is not always required; sometimes photos of the object are enough. If necessary, you can order a valuation report from any valuation company, e.g., 1Partner, Domus Kinnisvara, Uusmaa, Pindi Kinnisvara, Ober-Haus Kinnisvara.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”11. What are loan expenses?” tab_id=”1493069831435-26769c74-6fb1″][vc_column_text]To be issued a loan, a mortgage has to be established on your security and the notary\u2019s fees and the state fee have to be paid. All such expenses can be paid from the loan amount.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”12. How promptly will the loan application be reviewed and a decision made?” tab_id=”1493069831033-283a85b9-bc3b”][vc_column_text]You may receive a preliminary decision within 2 hours. If we need any additional information, e.g., a valuation report, the decision will be given within 2 days.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”13. What should be done if there occur any problems with timely repayments of the loan?” tab_id=”1493069830606-a1639f51-8ca2″][vc_column_text]First of all, you should contact our company by phone or e-mail in order to make a joint decision on how to proceed: either to extend the loan repayment term or take a grace period.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”14. If my account has been arrested or there are any outstanding debts, can I receive a loan?” tab_id=”1493069829390-87836af7-7e64″][vc_column_text]Yes, this will not be a problem. If necessary, the loan can be received in cash or transferred to the bank account of your friends or relatives.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"
[vc_row][vc_column][vc_tta_accordion active_section=”0″ collapsible_all=”true”][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”1. Where should the immovable property, which can be used as security of mortgage loan, be located?” tab_id=”1470712234236-814363df-6e98″][vc_column_text]Anywhere on the whole territory of Estonia.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”2. What is the annual loan interest rate?” tab_id=”1470712234295-6a9d1d24-0762″][vc_column_text]Starting from 10% p.a.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-comment-o” add_icon=”true” title=”3. Which percentage of the immovable property […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/pages\/857"}],"collection":[{"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/comments?post=857"}],"version-history":[{"count":3,"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/pages\/857\/revisions"}],"predecessor-version":[{"id":860,"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/pages\/857\/revisions\/860"}],"wp:attachment":[{"href":"https:\/\/www.minulaen.ee\/en\/wp-json\/wp\/v2\/media?parent=857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}